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What Makes Us Different?

At New Dwelling Mortgage, we use a personalized approach that makes us the perfect mortgage broker for home buyers. We believe a mortgage should be about building relationships and helping people achieve their goals and dreams of being a homeowner. The benefits of choosing our services are the education we provide on the type of loan programs available. We explain the closing costs in detail and how it affects the down payment, guiding you through the complicated mortgage process, step by step, creating a stress-free transaction.

Being a mortgage broker allows us to shop around with various wholesale lending institutions across the country for the best terms possible, saving you time and money. We will help you find the perfect mortgage that fits all your needs. At New Dwelling Mortgage, you'll work with the same knowledgeable loan officer from beginning to end.

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Mortgage Online Learning Center

Learn and Decide

We get that–you have a lot on your plate. However, we can provide you with the knowledge and tools to help you make an informed decision about your financial future. New Dwelling Mortgage provides accurate, up-to-date information regarding the mortgage process so that our clients can make educated decisions about their financial future.

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Shopping For Homes?

Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan to calculate your payment breakdown, schedule, and more.

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Based on New York, New Jersey, and Florida Real Estate and Mortgage Industry.

What Is An Appraisal?

Appraisals give you useful information about the property and its worth. You’re entitled to know the value of your home.  Whether you’re buying a home using a mortgage, refinancing your existing mortgage, or selling your home to anyone other than an all-cash buyer, a home appraisal is a key component of the transaction. Whether you’re a … Read more

Why Mortgage Brokers Are Better! – Video

Local independent mortgage brokers have access to wholesale interest rates, find the right mortgage for you, and can get you to the closing table in less than 20 days. Like a shipping tax, additional fees exist and could have you spending more money than you initially intended. Not to mention the delays. Mortgage brokers can … Read more

Mortgage Insurance, When do you need it?

Mortgage Insurance, when do you need it? PMI is required on conventional loans if the loan to value ratio is greater than 80%. MIP (Mortgage Insurance Premium) is required on all FHA loans. What Is Mortgage Insurance? If you’re making a down payment of less than 20% on a home, it’s essential to understand what mortgage … Read more