Local independent mortgage brokers have access to wholesale interest rates, find the right mortgage for you, and are able to get you to the closing table in less than 20 days. Similar to a shipping tax, additional fees exist and could have you spending more money than you initially intended. Not to mention the delays. Mortgage brokers can save you the time and money. Why pay more when you can pay less. Choose New Dwelling Mortgage. Call today for your Free Pre-qualification!