Veteran Affair (VA) Home Loans

New Dwelling Mortgage is honored to support the men and women who have served or are currently serving our country. VA home loans are issued through approved lenders and are guaranteed by the US Federal Government through the US Department of Veterans Affairs (VA). This type of mortgage provides the option for qualifying veterans to purchase or refinance a property with the lowest rates in the industry with no monthly PMI (private mortgage insurance).

VA Home Loan

VA Home Loan Qualifier

What do I need to start my VA Home Loan?

You would need to obtain your Certificate of Eligibility (COE). It confirms for your lender that you qualify for the VA Home Loan Benefit. Once you are eligible for a VA Loan Entitlement, we can start the loan application process.

Can New Dwelling Mortgage Obtain My Certificate of Eligibility?

Yes, New Dwelling Mortgage can handle obtaining your Certificate of Eligibility, you would have to submit your DD214 Form to us, and we can run it through the Web LGY System. Making the VA Home Loan Process easier.

What are the Benefits of Getting a VA Home Loan?

	100% Financing.
	No Private Mortgage Insurance (PMI).
	Gifts from family members are allowed.
	Closing costs can be rolled into the loan.
	Fixed-rate options.

VA Interest Rate Reduction Refinance Loan

VA IRRRL Qualifier

What is an Interest Rate Reduction Refinance Loan?

Often called a Streamline Refinance, if you have an existing VA Home loan and want to lower your monthly mortgage payments, an Interest Rate Reduction Refinance Loan (IRRRL) might be right for you. Refinancing lets you replace your current loan with a new one under different terms. Get A Quote Today!

What are the Benefits of Getting a VA IRRRL?

	Lower your monthly mortgage payment by getting you a lower interest rate.
	Make your monthly payments more stable by moving from an adjustable interest rate to a fixed interest rate loan.
	Roll closing costs into the loan.
	No VA Appraisal (in most instances).

VA Cash-Out Refinance

VA Cash Out Qualifier

What is a Cash-Out Refinance Loan?

A VA-backed cash-out refinance loan lets you replace your current loan with a new one under different terms. If you want to take cash out of your home equity or refinance a non-VA loan into a VA-backed loan, a VA-backed cash-out refinance loan may be right for you. Find out if you're eligible.

What are the Benefits of Getting a Cash-Out Refinance?

	Pay off debt.
	Pay for school.
	Home Improvements.
	Emergency Funds.

Still have questions on the VA Home Loan Process?

If you still have questions on the VA Home Loan Process, please contact New Dwelling Mortgage at 1-844-317-3050, Monday through Friday from 9:00 am to 5:00 pm EST.

Caesar Krit

02:36 04 Oct 24

My wife and I cannot say enough about the expertise and true professionalism that New Dwelling provided for our first home. Gaby and Frank were extremely thorough and worked under short notice to meet deadlines. Would highly recommend to anyone else.

Jose Guzman

21:56 29 Jul 24

We used New Dwelling Mortgage for our Mortgage on our home and I must say do not second guess their services !! Steve & Gaby were great throughout the entire process; constant communication; weekly status updates. They make videos which help you visualize and understand important documents. Steve is there for all your needs and the best part was how quick we were clear to close!!! Thank you to everyone at New Dwelling.

Blue River

05:45 25 Jul 24

New Dwelling Mortgage specifically Stephen Simone created a wonderful experience for me as a client. He was knowledgeable, present, and in my estimation, the most ethical consultative service person I have ever worked with in my life. Ray every turn he promised and OVER delivered. He was able to get a mortgage done in two weeks for my family.I consider Stephen Simone not only a fantastic mortgage broker, but a friend for life after this experience.Thank you, Stephen Simone! And New dwelling Mortgage.

Justin Conigliaro

23:31 11 Jul 24

My wife and I cannot say enough about the expertise and true professionalism that New Dwelling provided us throughout the process of purchasing our first home. Amanda, Gaby and Frank were extremely thorough, warm and patient. They provided us with extremely helpful videos every step of the way, they made time to answer all of our many questions and made us feel extremely comfortable and confident as we embarked on a journey that we truly knew nothing about. Thank you so much for everything that you’ve done for us. We will ALWAYS work with New Dwelling moving forward and would highly recommend anyone else to do the same.

Ruth Boda

00:55 25 Jun 24

I have been working with Frank and New Dwellings on both refinance and purchase transactions. Their number 1 focus is taking care of their clients. I can 100% state from personal experience, that Frank and his team are one of the most professional, responsive and helpful mortgage professionals I have ever worked with. I highly recommend Frank and New Dwelling Mortgage!Got a loan started and closed in just 15 days! AMAZING!