VA Home Loans


Veteran Affair (VA) Home Loans

New Dwelling Mortgage is honored to support the men and women who have served or are currently serving our country. VA home loans are issued through approved lenders and are guaranteed by the US Federal Government through the US Department of Veterans Affairs (VA). This type of mortgage provides the option for qualifying veterans to purchase or refinance a property with the lowest rates in the industry with no monthly PMI (private mortgage insurance).

What do I need to start my VA Home Loan?

You would need to obtain your Certificate of Eligibility (COE). It confirms for your lender that you qualify for the VA Home Loan Benefit. Once you are eligible for a VA Loan Entitlement, we can start the loan application process.

Can New Dwelling Mortgage Obtain My Certificate of Eligibility?

Yes, New Dwelling Mortgage can handle obtaining your Certificate of Eligibility, you would have to submit your DD214 Form to us, and we can run it through the Web LGY System. Making the VA Home Loan Process easier.

What are the Benefits of Getting a VA Home Loan?
100% Financing.
No Private Mortgage Insurance (PMI).
Gifts from family members are allowed.
Closing costs can be rolled into the loan.
Fixed-rate options.


What is a Interest Rate Reduction Refinance Loan?

Often called a Streamline Refinance, if you have an existing VA Home loan and want to lower your monthly mortgage payments, an Interest Rate Reduction Refinance Loan (IRRRL) might be right for you. Refinancing lets you replace your current loan with a new one under different terms. Get A Quote Today!

What are the Benefits of Getting a VA IRRRL?
Lower your monthly mortgage payment by getting you a lower interest rate.
Make your monthly payments more stable by moving from an adjustable interest rate to a fixed interest rate loan.
Roll closing costs into the loan.
No VA Appraisal (in most instances).

VA Cash-Out


What is a Cash-Out Refinance Loan?

A VA-backed cash-out refinance loan lets you replace your current loan with a new one under different terms. If you want to take cash out of your home equity or refinance a non-VA loan into a VA-backed loan, a VA-backed cash-out refinance loan may be right for you. Find out if you're eligible.

What are the Benefits of Getting a Cash-Out Refinance?
Pay off debt.
Pay for school.
Home Improvements.
Emergency Funds.
Still have questions on the VA Home Loan Process?

If you still have questions on the VA Home Loan Process, please contact New Dwelling Mortgage at 1-844-317-3050, Monday through Friday from 9:00 am to 5:00 pm EST.