FAQs
You have reached our Frequently Asked Questions page. This section will find quick and easy reference articles and videos to help answer any questions you may have about the mortgage process and working with a mortgage company. The categories are sorted to make it easier to find what you are looking for. If you still have more questions or weren't able to find the answer, send us an email at [email protected].
What Documents Do You Need For Pre-qualification?
What Documents Do You Need For Pre-qualification? W2’s Paystubs Bank Statements / Retirement Confirm Identity / ID Credit Report
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Self Employment Income Update
Self Employment Income Update If you are a business owner looking to get a mortgage, things just got easier for you!
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Private Mortgage Insurance
Home Mortgage Explained: Private Mortgage Insurance (PMI) When your down payment is less than 20% of the home purchase price, Private Mortgage Insurance is required on a home loan.
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Your Mortgage: What to Expect – Initial Document Review
Home Mortgage Explained: Initial Document Review What you should expect when starting the process of a home mortgage. Initial Document Review – Credit, Debt, Income, and assets are reviewed, if everything looks good, a loan product is chosen based on your eligibility and terms.
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What to Do Once You’re Pre-Qualified
Wondering what to do once you’re pre-qualified? If so, you’re not alone! This can be a fascinating time, but some pitfalls can get in the way of your goals if you don’t plan properly. That’s why we’ve put together this guide to help you avoid any mishaps and prepare for your first home purchase. Know … Read more
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How to Prepare Your Finances for Your First Home
Are you thinking about buying your first home? Congratulations! It’s no secret that buying your first home is one of the most exciting and life-changing experiences you can have as an adult. But before you make an offer on your dream home, it’s essential to prepare your finances to ensure that you don’t end up … Read more
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4 Things You Didn’t Know About 30 Year Fixed Rate Mortgages
Thirty-year fixed rate mortgages are the most popular type of mortgage in the United States, and it’s easy to see why. With an interest rate set at a fixed rate, you don’t have to worry about sudden changes in your monthly payments or the risk that rates will rise so high that you can no … Read more
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What Is an Adjustable Rate Mortgage?
There are many types of mortgages, but the adjustable rate mortgage (ARM) can be one of the most complexes to understand. An ARM includes an interest rate and payment schedule that are both subject to change during the life of the loan, which can make it tricky to budget and manage if you’re not prepared … Read more
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