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  • Refinance
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    • 30 Year Mortgage
    • 15 Year Mortgage
    • Bank Statement Loans
    • Conventional Loans
    • DSCR Loans
    • FHA Loans
    • Home Equity Line of Credit
    • Jumbo Loans
    • VA Home Loans
  • Free Tools
    • Home Purchase Qualifier
    • Refinance Checker
    • FHA Refinance Tool
    • Mortgage Calculator
  • About Us
    • Our Mission
    • Locations
      • Colorado
      • Florida
      • New Jersey
      • New York
    • Careers
  • Learning Center
  • Get Started Today

Private Mortgage Insurance

Home Mortgage Explained: Private Mortgage Insurance (PMI)

When your down payment is less than 20% of the home purchase price, Private Mortgage Insurance is required on a home loan.

Your Mortgage: What to Expect – Initial Document Review
Home Mortgage Explained: Underwriting

TOPICS

  • First Time Home Buyers
  • Home Buying
  • Loan Types
  • Mortgage Broker
  • Mortgage Terms to Know
  • Purchasing A Home
  • Refinancing
  • Things To Do In New Jersey
  • Things To Do In Staten Island
  • VA Loans

We're passionate about one thing... Your Mortgage

Our mission is to help people find an affordable mortgage in a simplified manner. We manage our clients' process by applying for loans with different lenders, finding competitive interest rates, and negotiating loan terms. “Customer experience is our top priority.”

Christopher Cardinali
21:38 09 Dec 24
My wife and I worked with Stephen to secure a mortgage for our first house. Stephen did an incredible job walking through every step of the journey and made us feel comfortable throughout the entire process. As first time homeowners, he was thorough, patient, and went above and beyond every step of the way. He was able to alleviate all our concerns and over simplified what could have been a very stressful process, taking time to explain every stage of the process. Gaby was also incredibly attentive and always checked in with us and made sure we were always progressing in accordance with the timeline we had for closing. It was an amazing experience working with them both and we would recommend them to anyone in need!
Michael Stumpf
17:31 08 Dec 24
We had a difficult case, buying a house from the estate of a family member. Steve Simone was just great! It took us more than a year but Steve was there for us through every twist and turn. His experience was invaluable and his responses were always quick and on point. And in the lead up to the closing, Gabi and the back office staff were just as great. Thank you all so much and Five Stars! Highly Recommended!!!
T F
04:27 07 Dec 24
Absolutely amazing team! We worked with Steve and Gaby. Both were extremely attentive, patient and knowledgeable! They walked us through the mortgage loan process step by step. They made the entire process so simple and straightforward. I would highly recommend this business and the team to anyone! You won’t be disappointed!
Ari K
15:11 02 Dec 24
My wife and I are blessed to have met Frank at New Dwelling Mortgage!!! Genuinely an absolute pleasure to work with from start to finish. Can't say enough about him and his company process. We would recommend anyone in the market to give New Dwelling a call first.
Caesar Krit
02:36 04 Oct 24
My wife and I cannot say enough about the expertise and true professionalism that New Dwelling provided for our first home. Gaby and Frank were extremely thorough and worked under short notice to meet deadlines. Would highly recommend to anyone else.
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New Dwelling Developments Inc. dba New Dwelling Mortgage NMLS #1533929  is a Colorado Registered Mortgage Company, Registered Mortgage Broker – NYS Department of financial services NMLS #1533929 (RMB 208744). Licensed by New Jersey Banking and Insurance #N000174381. Licensed by Florida Office of Financial Regulation / Division of Consumer Finance (MBR3473). All loans arranged through 3rd party providers. NMLS Consumer Access

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