Home Buying - New Dwelling Mortgage

Self Employment Income Update

Self Employment Income Update If you are a business owner looking to get a mortgage, things just got easier for you!

Home Mortgage Explained: Underwriting

Home Mortgage Explained: Underwriting Once you have reached underwriting, get excited because you are nearing the end of the home loan process.

Private Mortgage Insurance

Home Mortgage Explained: Private Mortgage Insurance (PMI) When your down payment is less than 20% of the home purchase price, Private Mortgage Insurance is required on a home loan.

Your Mortgage: What to Expect – Initial Document Review

Home Mortgage Explained: Initial Document Review What you should expect when starting the process of a home mortgage. Initial Document Review – Credit, Debt, Income, and assets are reviewed, if everything looks good, a loan product is chosen based on your eligibility and terms.

What to Do Once You’re Pre-Qualified

Wondering what to do once you’re pre-qualified? If so, you’re not alone! This can be a fascinating time, but some pitfalls can get in the way of your goals if you don’t plan properly. That’s why we’ve put together this guide to help you avoid any mishaps and prepare for your first home purchase. Know … Read more

How to Prepare Your Finances for Your First Home

Are you thinking about buying your first home? Congratulations! It’s no secret that buying your first home is one of the most exciting and life-changing experiences you can have as an adult. But before you make an offer on your dream home, it’s essential to prepare your finances to ensure that you don’t end up … Read more

Should you buy a second home or an investment property?

Should you buy a second home or an investment property? Most people will say that the answer is either one of these two options, but it’s really not. The idea of buying a second home is not the same as investing in an investment property, and it’s worth exploring the differences to see which would … Read more

Christopher Cardinali

21:38 09 Dec 24

My wife and I worked with Stephen to secure a mortgage for our first house. Stephen did an incredible job walking through every step of the journey and made us feel comfortable throughout the entire process. As first time homeowners, he was thorough, patient, and went above and beyond every step of the way. He was able to alleviate all our concerns and over simplified what could have been a very stressful process, taking time to explain every stage of the process. Gaby was also incredibly attentive and always checked in with us and made sure we were always progressing in accordance with the timeline we had for closing. It was an amazing experience working with them both and we would recommend them to anyone in need!

Michael Stumpf

17:31 08 Dec 24

We had a difficult case, buying a house from the estate of a family member. Steve Simone was just great! It took us more than a year but Steve was there for us through every twist and turn. His experience was invaluable and his responses were always quick and on point. And in the lead up to the closing, Gabi and the back office staff were just as great. Thank you all so much and Five Stars! Highly Recommended!!!

T F

04:27 07 Dec 24

Absolutely amazing team! We worked with Steve and Gaby. Both were extremely attentive, patient and knowledgeable! They walked us through the mortgage loan process step by step. They made the entire process so simple and straightforward. I would highly recommend this business and the team to anyone! You won’t be disappointed!

Ari K

15:11 02 Dec 24

My wife and I are blessed to have met Frank at New Dwelling Mortgage!!! Genuinely an absolute pleasure to work with from start to finish. Can't say enough about him and his company process. We would recommend anyone in the market to give New Dwelling a call first.

Caesar Krit

02:36 04 Oct 24

My wife and I cannot say enough about the expertise and true professionalism that New Dwelling provided for our first home. Gaby and Frank were extremely thorough and worked under short notice to meet deadlines. Would highly recommend to anyone else.