Investment Loans

New apartment building in suburban area

Investment Loans

Real Estate investment loans are similar to other home mortgage loans, but different in that the lender determines the loan program and qualifications. Investment property loans have higher interest rates, require larger down payments, and have different approval requirements. This type of loan is considered riskier than a traditional mortgage for an owner/occupant. Typically, loans used for a second home or rental property require a minimum 20% down payment since mortgage insurance is not available for investment properties.

80% financing for a 1 unit
75% financing for a 2-4 unit
Fixed and adjustable rates