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Building Equity & Long Term Investment Helping with mortgage payments may make more sense than providing a monthly allowance. Paying
What is Pre-qualification? Although often used interchangeably, pre-qualification and pre-approval are different terms in the home loan application process. Homebuyers
2021 Guide Purchasing a new home is exciting. However, buying a house requires a lot of time and effort. It
Homeowner’s insurance pays for losses and damage to your property if something unexpected happens, like a fire or burglary. When
A home’s purchase price is the amount agreed to by the buyer and seller to be paid to the seller
HUD
The Department of Housing and Urban Development (HUD) is a government agency that helps people get and maintain quality affordable
An initial escrow deposit is an amount that you will pay at closing to start your escrow account if required
An interest rate on a mortgage loan is the cost you will pay each year to borrow the money, expressed
An appraisal is a written document that shows an opinion of how much a property is worth. The appraisal gives
A home equity line of credit (HELOC) is a line of credit that allows you to borrow against your home
A Loan Estimate is a three-page form that you receive after applying for a mortgage.  “Mortgage Key Terms.” Consumer Financial Protection
The loan-to-value (LTV) ratio is a measure comparing the amount of your mortgage with the appraised value of the property.
This is how much you spend every month. It can include but is not limited to, recurring obligations like rent
Are you thinking about buying your first home? Congratulations! It's no secret that buying your first home is one of
Wondering what to do once you're pre-qualified? If so, you're not alone! This can be a fascinating time, but some